About The Stokvel Hub

The Stokvel Hub — powered by Kholo — is a modern digital infrastructure platform built specifically for South African stokvels. We transform the age-old tradition of community saving into a secure, transparent, and professionally managed experience for every member.

Whether you run a savings stokvel, a burial society, a rotating credit group, or a grocery collective, our platform gives your group the tools it needs to thrive. From creating a digital constitution and onboarding members with FICA-compliant identity verification, to automating contribution tracking and managing dual-authorised payout requests — The Stokvel Hub covers every aspect of running a stokvel responsibly.

Our platform is designed for stokvel founders, group administrators, and everyday members across South Africa who want to move beyond spreadsheets and WhatsApp groups. We bring governance, accountability, and financial visibility to groups of all sizes — from intimate family circles to large community organisations.

Key features include a guided 7-step group setup wizard, member invitation and role management, a live contribution ledger, debit order configuration, automated monthly billing, and a full reporting suite. Payouts require dual authorisation from both the group creator and a nominated Financial Officer, ensuring no single person can move funds unilaterally.

The Stokvel Hub is built and maintained by the Kholo team — a South African technology company passionate about democratising financial tools for communities. We believe that every stokvel, no matter its size, deserves the same quality of infrastructure that large financial institutions enjoy. Our mission is to protect your group's money, build trust among members, and help your community grow its collective wealth.